Loans for Vehicle Repair with Bad Credit

Don’t let a rocky credit history keep you stranded. Get back on the road quickly with Vehicle Repair Finance from Finance One.

Apply For A Vehicle Loan

Finance One Vehicle
Repair Loan

We understand the inconvenience of being without a vehicle, which is why we’re committed to keeping you on the move. Whether it’s a minor fix or a major repair, our Vehicle Repair Finance options provide the support you need, regardless of your credit score. Don’t let past setbacks hinder your ability to stay mobile.

Loans from $8,000 to $100,000?
Load terms from 3 -7 years
Approvals in as little as 24 hours

What can I use a Vehicle Repair Finance for?

What can I use a Vehicle Repair Loan for?

Apply today for a seamless and hassle-free experience with Vehicle Repair Finance from Finance One. Normal lending criteria, terms & conditions and fees & charges apply. We could get you back on the road fast with Finance One Vehicle Repair Finance. Our Loans for Vehicle Repairs can be used for:

Smash repairs
Engine overhaul
Electrical
Servicing
Other vehicle expenses

Can I apply for a
Vehicle Repair Loan?

Accidents and breakdowns are part of owning a vehicle, and when unexpected repairs arise, waiting isn’t an option. That’s where Finance One steps in, offering customised loans designed to fit your needs, even if your credit score isn’t perfect.

Income

Are you receiving regular income?
Borrow

Do you want to borrow between $8,000 to $100,000?
Age

Are you at least 18 years of age?
Credit History

Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

100% Aussie

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

Can I apply for Vehicle Repair Finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us today if you want to finance your vehicle repairs with bad credit.

Can I apply for Vehicle Repair Finance if I receive a pension or Centrelink benefits?

Yes! Finance One can consider Personal Loan applicants who receive any of the following:

Family Tax A & B
Parenting Payment
Carer Payment
Aged Pension
Disability Pension
Department of Veterans Affairs (DVA) Service Pension/Partner Service Pension

What could the interest rate be on my Personal Loan for Vehicle Repairs?

Finance One Personal Loan interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, you can make extra repayments or increase your repayments. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply?

The minimum documents we require for a Personal Loan application for vehicle repairs include:

Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
Proof of your income; and
Completed application form and privacy statement.

Apply for a loan online now

Apply Online Now Speak to a loan expert

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply.
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.