Medical & Dental Finance with Bad Credit

Medical and dental issues can come up suddenly. Finance One understands that these can be very trying times. That’s why we want to take as much of the pain as we possibly can out of loans for medical and dental work.

Apply For A Medical & Dental Loan
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Finance One Medical or Dental Loan

Finance One Medical or Dental Loan

If you are in a bind over medical or dental bills you can talk to us, even if you have a bad credit history. Don’t let finances add to your stress during medical or dental emergencies. Apply for quick and streamlined finance for medical or dental expenses with Finance One.

  • Loans from $5,000 to $25,000?

  • Loan terms from 3 - 4 years

  • Approvals in as little as 24 hours

What can I use a Medical or Dental Loan for?

What can I use a Medical
or Dental Loan for?

Take the stress out of a large bill with Medical and Dental Finance from Finance One. Whatever your incident or condition, we could have the right loan for your circumstances. You can use your Medical and Dental Finance for:

  • Injuries
  • Surgery
  • Dental expenses
  • Dental surgery
  • Physical therapy
  • Chronic illness
  • Rehabilitation
  • Nurse care
Can I apply for a Medical & Dental Loan?

Can I apply for a
Medical & Dental Loan?

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $100,000?

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Aussie

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

Can I apply for Medical or Dental Finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

What could the interest rate be on my loan for Emergency Medical or Emergency Dental work?

Finance One Personal Loan interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early if I get financing for Medical or Dental work with bad credit?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with Personal Loans can pay their loan out at any time without an early payout fee.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);

  • Proof of your income; and

  • Completed application form and privacy statement.

Apply for a loan online now

Apply Online Now Speak to a loan expert

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.